New
2 days ago
Chief Risk Officer
Universal Rights Facilitators Ltd
Accounting, Auditing & Finance
Banking, Finance & Insurance
NGN
250,000 - 400,000
Easy Apply
Job Summary
Responsible for evaluating customer's credit application in line with the Bank's credit policies and procedures and risk mitigation.
- Minimum Qualification : HND
- Experience Level : Senior level
- Experience Length : 5 years
Job Description/Requirements
Responsibilities:
- Assess the creditworthiness of existing or prospective clients and maintain database of all loan activities
- Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents, etc)
- Complete ratio, trend and cash flow analyses and create projections on loan applications
- Assist in the restructuring of debts in the interest of the company and customer
- Analyse potential loan markets and develop referral networks to locate prospects for credit products.
- Analyse financial data regarding loan requests for new, renewal, and existing loans, including data provided by credit bureaus and other financial institutions files.
- Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
- Determine in depth the degree of risk involved in each transaction and make recommendations on lending decisions.
- Carefully analyze data and produce clear and objective reports on new, renewal, and existing loans, including data provided by credit bureaus and other relevant financial institutions.
Requirements:
- B.Sc/HND or its equivalent in banking and finance, economics or any related field
- Professional certification such as CRM is an advantage
- Expert knowledge of fraud prevention and risk control
- At least 5 years experience in financial sector and similar capacity
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