Sales Executive ( Asset Creation/Wealth Management)

The candidate will be tasked with the responsibility of selling various loan products. He/ She will act as liaison between

customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

JOB SUMMARY

The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments). He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.

DUTIES & RESPONSIBILITIES

• Evaluate credit worthiness by processing loan applications and documentation within specified limits

• Interview applicants to determine financial eligibility and feasibility of granting loans

• Determine all applicable ratios and metrics and set up debt payment plans

• Communicate with clients either to request or to provide information

• Justify decisions (approvals/rejections) and report on them

• Complete loan contracts and counsel clients on policies and restrictions

• Review loan agreements to ensure that they are complete and accurate according to policy

• Update account records, Compute payment schedules and transactions on ERP

• Confer with underwriters to aid in resolving loan application problems.

• Update job knowledge on types of loans and other financial services

• Assess customer needs, explore all options and introduce different types of loans

• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish

quotas

• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the

underwriting process

• Operate in compliance with laws and regulations and adhere to lending compliance guidelines

• Deposit mobilization to meet set targets

Key Performance Indicators

• Meet Set Monthly loan and investment Targets

• Reduced number of Non-Performing loans

• Customer retention rate of minimum 90% across loan and investment products

QUALIFICATIONS/REQUIREMENTS

• Proven working experience as a Loan Officer

• Familiarity with computers and banking applications/software

• Solid understanding of direct/indirect lending products and practices

• Customer satisfaction orientation and sales competencies

• Ability to work in a goal oriented environment and meet set target

• BS degree in finance, economics or a related field

Interested candidates should please send Cvs to charity.igwe@conceptgroup-ng.com