Credit Officer
StreetCred Limited
Accounting, Auditing & Finance
Banking, Finance & Insurance
NGN
75,000 - 150,000
Easy Apply
New
4 days ago
Job Summary
The Credit Officer will be responsible for evaluating loan applications, facilitating the disbursement process, and ensuring timely loan recovery. This role requires a diligent approach to assessing creditworthiness, managing client accounts, and minimizing loan defaults.
- Minimum Qualification : Diploma
- Experience Level : Entry level
- Experience Length : 2 years
Job Description/Requirements
Responsibilities:
- Evaluate loan applications based on established criteria, conducting credit checks and financial assessments to determine client eligibility
- Facilitate the loan disbursement process, ensuring all necessary documentation is complete, accurate, and compliant with company policies.
- Monitor loan accounts, proactively identifying and addressing potential repayment issues.
- Build and maintain relationships with clients to support repayment, negotiate repayment terms when necessary, and manage recovery actions.
- Maintain accurate records of all loan disbursement and recovery activities, ensuring compliance with company and regulatory standards.
- Prepare regular reports on loan performance, recovery status, and collection activities for review by the Business Manager.
Requirements:
- Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
- Minimum of 2 years of experience in credit assessment, loan processing, or collections.
- Strong understanding of credit analysis and risk management.
- Excellent communication, negotiation, and organizational skills.
- Familiarity with financial and loan management software.
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