Sales Executive (Salary loan / Wealth Management) at Rosabon Financial Services

Scope and Impact

• The candidate will be tasked with the responsibility of selling various loan products. He/ She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Job Summary

• The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments).



• He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.

Duties & Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits



• Interview applicants to determine financial eligibility and feasibility of granting loans



• Determine all applicable ratios and metrics and set up debt payment plans



• Communicate with clients either to request or to provide information



• Justify decisions (approvals/rejections) and report on them



• Complete loan contracts and counsel clients on policies and restrictions



• Review loan agreements to ensure that they are complete and accurate according to policy



• Update account records, Compute payment schedules and transactions on ERP



• Confer with underwriters to aid in resolving loan application problems.



• Update job knowledge on types of loans and other financial services



• Assess customer needs, explore all options and introduce different types of loans



• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas



• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process



• Operate in compliance with laws and regulations and adhere to lending compliance guidelines



• Deposit mobilization to meet set targets.

Qualifications / Requirements

• Candidates should possess a BSc Degree in Finance, Economics or a related field



• Proven working experience as a Loan Officer



• Familiarity with computers and banking applications/software



• Solid understanding of direct/indirect lending products and practices



• Customer satisfaction orientation and sales competencies



• Ability to work in a goal oriented environment and meet set target.

Key Performance Indicators:

• Meet Set Monthly loan and investment Targets



• Reduced number of Non-Performing loans



• Customer retention rate of minimum 90% across loan and investment products.