1 month ago
Credit Officer
Donquester Consulting
Accounting, Auditing & Finance
Banking, Finance & Insurance
NGN
150,000 - 250,000
Easy Apply
Job Summary
We are seeking to hire a Credit Officer to evaluate loan applications, assess client creditworthiness, and ensure compliance with credit policies. This full-time role involves analyzing financial statements, preparing credit reports, monitoring loan repayments, and advising clients on suitable credit products.
- Minimum Qualification : Degree
- Experience Level : Entry level
- Experience Length : No Experience/Less than 1 year
Job Description/Requirements
Responsibilities:
- Evaluate loan applications and assess the creditworthiness of clients.
- Review financial statements and other documentation to determine risk levels.
- Prepare credit reports and recommendations for loan approval or denial.
- Monitor existing credit facilities and track payments to ensure timely repayment.
- Collaborate with other departments to maintain accurate credit records.
- Advise clients on appropriate credit products and solutions.
- Ensure compliance with credit policies, procedures, and regulations.
Requirements:
- Minimum Bachelor’s degree in Banking, Finance, Economics, or a related field.
- No minimum years of experience are required. Fresh graduates are welcome to apply.
- Knowledge of credit risk management principles and techniques.
- Strong analytical skills and attention to detail.
- Proficiency in financial analysis and credit scoring models.
- Good communication and negotiation skills.
- Ability to work independently and in a team environment.
Remuneration: Net Pay Range: NGN 150,000 - 200,000
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