1 month ago

Job Summary

We are seeking to hire a Credit Officer to evaluate loan applications, assess client creditworthiness, and ensure compliance with credit policies. This full-time role involves analyzing financial statements, preparing credit reports, monitoring loan repayments, and advising clients on suitable credit products.

  • Minimum Qualification : Degree
  • Experience Level : Entry level
  • Experience Length : No Experience/Less than 1 year

Job Description/Requirements

Responsibilities:

  • Evaluate loan applications and assess the creditworthiness of clients.
  • Review financial statements and other documentation to determine risk levels.
  • Prepare credit reports and recommendations for loan approval or denial.
  • Monitor existing credit facilities and track payments to ensure timely repayment.
  • Collaborate with other departments to maintain accurate credit records.
  • Advise clients on appropriate credit products and solutions.
  • Ensure compliance with credit policies, procedures, and regulations.


Requirements:

  • Minimum Bachelor’s degree in Banking, Finance, Economics, or a related field.
  • No minimum years of experience are required. Fresh graduates are welcome to apply.
  • Knowledge of credit risk management principles and techniques.
  • Strong analytical skills and attention to detail.
  • Proficiency in financial analysis and credit scoring models.
  • Good communication and negotiation skills.
  • Ability to work independently and in a team environment.


Remuneration: Net Pay Range: NGN 150,000 - 200,000

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