Loan and Investment Officer
MRM Investment Limited
Accounting, Auditing & Finance
Banking, Finance & Insurance
NGN
75,000 - 150,000
Easy Apply
4 weeks ago
Job Summary
The Credit & Savings Officer is responsible for effectively developing, managing, and maintaining high-quality loans and savings portfolios; cross-selling the organization’s financial products, and supporting the development of delivery channels and front-end technology to improve client’s access to financial services.
- Minimum Qualification : Diploma
- Experience Level : Entry level
- Experience Length : 2 years
Job Description/Requirements
Responsibilities:
- Partner with the customer Relationship Supervisor in developing weekly/monthly plans about client mobilization and individual performance goals.
- Maintain a good knowledge of assigned market geographical areas and understand clients' needs with competing products.
- Research and develop business opportunities within assigned geographical zones and assist the marketing department with market research and impact studies upon request.
- Market all MRM Products and Services to potential clients by using the promotional tools as approved by management.
- Responsible in acquisition and management of loans and savings portfolio; Loan initiation, processing, monitoring and prompt repayment.
- Conduct a thorough loan analysis to ascertain the customer’s payment capacity and willingness; evaluate the credit risk before Credit Committee Meetings.
- Reduce liquidity risk by aggressively mobilizing savings daily.
- Ensure each loan disbursed complies with MRM lending procedures, policies, and methodology.
- Prepare and present the report as assigned by your Team Lead/ Head, BDS.
- Compile credit files with required documentation and hand them over to back office staff for processing.
Requirements:
- 1-2 years experience as a Loan and Investment Officer.
- Minimum of HND or BSc. in any relevant field.
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